Banking and PSU funds are debt funds that only lend to banks and businesses in the public sector. The high borrowers quality allows these loans means that the default risk is much lower.

These mutual funds invest in highest-rated corporate / company securities.

These mutual funds are investing in lower-grade bonds. Higher rating; decrease the default possibility. Lower rated bonds offer higher interest rates, however, and therefore returns.

Investors who want to invest money over longer periods of time but choose less risky assets than equity funds.

These mutual funds invest in interest-floating bonds. If interest rates rise, then bond prices fall, increasing shareholder returns, and vice versa.

Most of these mutual funds invest in government bonds. Government bonds are considered to be the country's safest investment.

Gilt Fund with 10 year constant duration : Most of these mutual funds invest in government bonds. We try to keep the portfolio so that the remaining average maturity (Macaulay duration) is 10 years. Government bonds are known to be the country's safest investment.

These mutual funds select investment bonds / debt so that the average portfolio maturity (residual) period exceeds 7 years (Macaulay duration). Longer-term funds that yield higher returns, but are more sensitive to changes in interest rates.

Some mutual funds choose investment bonds / debt so that the average portfolio maturity (residual) is between 6 and 12 months (Macaulay duration). Shorter long-term funds can yield lower returns but are less risky for changes in interest rates.

Such mutual funds pick investment bonds / debt so that the average portfolio maturity (residual) is about 3 and 4 years (Macaulay duration).

Such mutual funds pick investment bonds / debt so that the average portfolio maturity (residual) is between 4 and 7 years (Macaulay duration). Longer-term investments that yield higher returns but are more sensitive to changes in interest rates.

These mutual funds spend not more than 12 months in money market instruments.

Such mutual funds pick investment bonds / debt so that the average portfolio maturity (residual) is between 1 and 3 years (Macaulay duration). Shorter long-term funds can yield lower returns but are less risky for changes in interest rates.

These mutual funds invest in 1-day maturity overnight instruments.

These mutual funds invest not more than 91 days in bonds and money market instruments.

These mutual funds select investment bonds / debt so that the average portfolio maturity (residual) is between 3 to 6 months (Macaulay). Shorter long-term funds may yield lower returns but are less risky to changes in interest rates.